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Bad Credit Can Make Life Very Difficult

There are many effects of bad credit and none of them are good. Yes, bad credit has many negative consequences. If you are in the habit of paying your bills after the due date, late fees likely won’t be your only problem. A Poor repayment and payment history will erode your credit, which makes it a lot tougher to get loans in the future. They also can make it hard to get an apartment, cellphone contract or even land certain jobs. Here are just some of the possible consequences.


  • Poor credit can make it harder to get car and home loans, and to qualify for credit card accounts.
  • Even if you are offered a loan, chances are it will be at a much higher interest rate.
  • Consumers with lower credit scores generally pay more for auto, renter’s, and homeowner’s insurance.
  • Employers may run a credit check before offering you a job, especially if you are applying for a management position or one that involves handling money.

To make things worse, if you are married or live with your significant other, bad credit can threaten your relationship as financial difficulty is the number one reason for divorce, disharmony in relationships and breakups.

If you have bad credit, do not despair. Help is on the way. Get850CreditScore’s DIY Credit Repair Course will literally help turn your life around. Not only do we teach you how to repair your bad credit, but we also show you how to build up your credit score. We do not stop there. We give you knowledge to help prevent you from ruining your newfound good credit and, teach you how to leverage that credit to generate income, not debt.

In fact, we have business programs in real estate, food truck operations, pressure washing and trucking that will help you get started running a profitable business. For instance, instead of buying a $25,000 vehicle, why not buy a $25,000 foreclosure and flip it. Or you can lease it to Section 8 housing for guaranteed monthly payments. You can also purchase a used Semi-truck, hire a driver, dispatcher, and earn between $1500 and $2500 per week. In both these and other situations we have established networks and connections.

Suddenly, your bad credit situation does not seem so hopeless, does it? It all starts with repairing your credit. And you can start right here, right now.